If you are looking to apply for a mortgage this year then there are four key things to remember:
✔️Check out your credit score: If you have a good score then you are more likely to be approved for a mortgage that has good terms and conditions.
✔️Sit down and work out your budget: Make sure you know your finances and you have the extra money you need over and above the mortgage required for the property.
✔️Have proof of income: When applying for a mortgage it’s crucial you can prove what you earn so that you can illustrate you can comfortably make the repayments.
✔️Get professional help: If you can then please consult a mortgage broker or advisor as they will guide you through the whole process which will mean a huge weight being lifted from your shoulders.
If you would like any advice on applying for a mortgage then please get in touch today!